货币政策在美国政府对经济实践和法规的决策中很重要，但同样重要的是财政政策，政府支出和税收改革旨在刺激经济。要理解货币政策在等式中的重要性，首先必须了解该术语的含义。 “经济时报”将货币政策定义为“中央银行制定的宏观经济政策”，该政策管理利率，货币供应和作为影响通货膨胀，消费，增长和流动性的经济政策需求方的功能。然而，货币政策对经济的影响有限，因为它取决于利率和货币流通。一旦利率达到零，美联储在货币政策方面无法帮助经济。打击通货膨胀与打击失业。美国国务院辩称，货币政策在美国经济的财政成功期间有利的一个主要原因是它正面影响通胀率，但在对抗失业方面相对无用。这是因为美联储可以对美元暴跌的全球价值或汇率进行货币操纵的数量有限。货币政策主要通过控制流通中的货币数量（以及其他因素）来影响利率，因此当利率最低至零时，银行无能为力。如果你回顾一下大萧条时期，在20世纪30年代，超过3,000家银行倒闭了 – 当美元价值跌至历史最低水平时，货币政策意味着很少。相反，财政政策和一系列不受欢迎但尚未成功的经济政策帮助美国重新站稳脚跟。财政政策开辟了新的就业机会，增加了政府支出，以应对市场崩溃的错误。基本上，美国 – 或任何管理机构 – 可以在需要时制定积极的财政政策来对抗市场停滞。
Monetary policy is important in US government decisions on economic practices and regulations, but equally important is fiscal policy, which is designed to stimulate the economy. To understand the importance of monetary policy in the equation, you must first understand the meaning of the term. The Economic Times defines monetary policy as “a macroeconomic policy formulated by the central bank” that governs interest rates, money supply, and the role of economic policy demanders that affect inflation, consumption, growth, and liquidity. However, the impact of monetary policy on the economy is limited because it depends on interest rates and currency flows. Once the interest rate reaches zero, the Fed cannot help the economy in terms of monetary policy. Combating inflation and fighting unemployment. The US State Department argues that one of the main reasons why monetary policy is beneficial during the financial success of the US economy is that it positively affects inflation, but it is relatively useless in combating unemployment. This is because the Fed can have a limited amount of currency manipulation of the global value or exchange rate of the dollar’s plunge. Monetary policy mainly affects interest rates by controlling the amount of money in circulation (and other factors), so when interest rates are as low as zero, banks can’t do anything about it. If you look back at the Great Depression, more than 3,000 banks went bankrupt in the 1930s – when dollar value fell to a record low, monetary policy meant very little. Instead, fiscal policy and a series of unpopular but unsuccessful economic policies have helped the United States regain its footing. Fiscal policy has opened up new job opportunities and increased government spending in response to market crashes. Basically, the US – or any regulatory agency – can develop a proactive fiscal policy when needed to counter market stagnation.